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Investing money is a great way to build up some savings that you can then use in your retirement. However, how to invest that money to ensure you get the best return is the most difficult part. If you have always invested in the same thing before, perhaps now is the time to start looking at other ways to use your money? Here are four of the best ways that you should be investing.

Property

Property is still one of the best ways to invest your money. It is probably because there are a couple of ways you can do it. You can use a company like 1031 Exchange for helping you buyand then sell on for profit, or you can buy to let to give you a steady income. Whichever way you decide, investing in property is one of those areas that will always be popular. Of course, you don’t have to stick to investing in your own country; many people are now looking to invest in property in other countries, especially those with a high tourist trade. You can buy a nice villa by the beach and then use it when you’re not renting it out.

Savings Bonds

For those that are looking for a safe way to invest their money, savings bonds are probably the safest. You can get a decent rate of interest on your money, but it won’t be a lot of money compared to riskier investments. However, if you just want to grow your savings a little for your retirement, then these are the best option.

Bitcoins

The world of bitcoins is a turbulent one; some experts say that the bitcoin is over, while others say it's getting better. As with any type of investment, you need to look carefully at the pros and cons before you decide. However, that doesn’t mean that there is still a worthwhile investment to be made with this cryptocurrency. If you can do your research, there is a good chance you will be able to get a sound return on your investment.

Stocks and Shares

Arguably the riskiest way to invest is in stocks and shares; this is where you buy the stock of a company hoping that it will grow and earn you a dividend. The reason this type of investment is so risky is that even with good research, there is no guarantee that your investment will grow. If it fails, you could lose all your money before you can react. To invest in a company, you can use a broker, or you can choose to go directly to a small business and become their investor. While small companies offer a greater risk than a bigger business, you have more of a relationship with a smaller business,and you can see where it's going.

There is no doubt that being an investor can have its highs and low, but, with experience comes a greater chance of finding that investment that gives you a great return.

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